Strategic Insurance Strategies

I understand that life and disability insurance are about risk.  Risk is the exposure to the probability of loss.  Risk can either be assumed, ignored, or transferred to a risk bearer.  Many times we find that improper ownership and/or beneficiary designation for life insurance creates unnecessary estate taxes and the loss of asset protection for the family.  I feel by listening, observing, and asking questions, I will be better able to recommend financial strategies that will help my clients achieve their personal and practice needs and objectives. 


Through my association with some of the country’s leading life insurance providers, I can help clients design and implement personal and business insurance strategies that protect them in the event of income loss due to sickness, injury, or death.